PDF Version DemoIn recent years, many people choose to take Maryland Insurance Administration Life-Producer certification exam which can make you get the Maryland Insurance Administration certificate that is the passport to get a better job and get promotions.
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Maryland Insurance Administration Life-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Life Insurance Policy Riders and Provisions | - Policy Provisions
|
| Types of Policies | - Interest-Sensitive Life Products
|
| Maryland Insurance Laws and Regulations | - Licensing Requirements
|
| Federal Tax Considerations | - Life Insurance Taxation
|
| Annuities | - Annuity Principles
|
Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:
1. Which one of the following statements about participating life insurance is true?
A) The insurer must be a stock company.
B) Policyowners may be entitled to receive dividends.
C) Policyowners are assessed monthly for losses.
D) The insured must be the policyowner.
2. A refusal to do business with a particular individual or business is known as:
A) An estoppel
B) A binder
C) An injunction
D) A boycott
3. An insurer may refuse to underwrite a particular insurance applicant for a reason based wholly on:
A) Race
B) Creed
C) Medical condition
D) Gender
4. The purpose of licensing insurance agents is to:
A) Demonstrate that the agent is qualified to act on behalf of insurers in Maryland
B) Limit the number of agents who do business within Maryland
C) Regulate rates to prevent unfair discrimination among insureds
D) Monitor insurance sales activity in Maryland
5. To determine whether unfair trade practices have been violated, who has the power to examine an insurer's books and records?
A) The Maryland Property & Casualty Insurance Guaranty Corporation (PCIGC)
B) The National Association of Insurance Commissioners
C) The Federal Deposit Insurance Corporation
D) The Maryland Insurance Administration
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: D | Question # 3 Answer: C | Question # 4 Answer: A | Question # 5 Answer: D |
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