PDF Version DemoIn recent years, many people choose to take Insurance Licensing NY-Life-Accident-and-Health certification exam which can make you get the Insurance Licensing certificate that is the passport to get a better job and get promotions.
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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Insurance Fundamentals | - Insurance contract law basics
|
| Accident and Health Insurance | - Policy features and provisions
|
| State Regulations (New York) | - Licensing requirements
|
Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
Question 1
Which of the following is a basic benefit of Medicare Supplemental insurance?
A. At-home recovery.
B. Preventive care.
C. First 3 pints of blood each year.
D. Basic drugs limit of $1,250.
Question 2
The difference between the face value of a life insurance policy and its cash value is the
A. assumed amount.
B. net amount.
C. market value.
D. term value.
Question 3
Which of the following producers, who have been licensed for a full biennial period, MUST complete continuing education requirements as a condition of renewing a license in New York?
A. Personal Lines agents
B. Travel accident agents
C. Baggage agents
D. Independent adjusters
Question 4
Intentionally withholding information that should be provided to an insurer is known as
A. twisting.
B. concealment.
C. estoppel.
D. remission.
Question 5
The insured ' s long-term care insurance policy will refund a portion of the premium if they die during the term of the policy. This is because the policy has a
A. reduced paid-up option.
B. cash surrender value option.
C. return of premium benefit.
D. waiver of premium benefit.
Solutions:
| Question 1 Answer: C | Question 2 Answer: B | Question 3 Answer: A | Question 4 Answer: B | Question 5 Answer: C |
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