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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. Which of the following is a basic benefit of Medicare Supplemental insurance?
A) At-home recovery.
B) Preventive care.
C) First 3 pints of blood each year.
D) Basic drugs limit of $1,250.
2. The difference between the face value of a life insurance policy and its cash value is the
A) assumed amount.
B) net amount.
C) market value.
D) term value.
3. Which of the following producers, who have been licensed for a full biennial period, MUST complete continuing education requirements as a condition of renewing a license in New York?
A) Personal Lines agents
B) Travel accident agents
C) Baggage agents
D) Independent adjusters
4. Intentionally withholding information that should be provided to an insurer is known as
A) twisting.
B) concealment.
C) estoppel.
D) remission.
5. The insured ' s long-term care insurance policy will refund a portion of the premium if they die during the term of the policy. This is because the policy has a
A) reduced paid-up option.
B) cash surrender value option.
C) return of premium benefit.
D) waiver of premium benefit.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: B | Question # 3 Answer: A | Question # 4 Answer: B | Question # 5 Answer: C |
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